Dental Insurance Benefits: Use it or Lose it! | Epsom Dental Care Applecross

by | Nov 3, 2021 | Dental Insurance

Did you know your dental benefits expire every year? It’s true. If your dental insurance plan is on a calendar year, you will lose all unused benefits after December 31.

This is a great time to take full advantage of everything your dental insurance provides, especially if you have outstanding treatments.

Here are just a few reasons you want to use before you lose the opportunity.

Reasons To Use Your Dental Benefits Now!

Yearly Maximum. This is the maximum amount that the dental insurance plan will pay for your dental work within the year. If you have unused benefits at the end of the year, they will not roll over to the following year. You will lose them as soon as that calendar page flips.

Deductible. The deductible is the amount of out-of-pocket money you must pay to your dentist before your insurance provider pays for any services. As soon as 2022 arrives, your plan requires you to meet that deductible again.

Premiums. If you are paying your dental insurance premiums by the month, you should also use your benefits. Even if you have healthy teeth and don’t require treatment at this time, your regular cleanings and exams are usually covered at 100 per cent.

Fee Increases. Another reason to take advantage of your dental benefits before the year ends is the possible fee increase. Most of these increases occur at the start of every year.

Dental Problems Can Worsen. By delaying dental treatment now, you risk more extensive and expensive treatment. What may be just a simple cavity now could turn into a root canal problem later and maybe even lead to tooth loss.

Schedule Your Appointment in Applecross

If you’ve been putting off scheduling your dental appointment, now’s the time!

Taking a few minutes to schedule a dental visit before the year ends could pay off big time for the future of your dental health and financial situation.

If you have any concerns about your insurance plan, deductibles, yearly maximums, etc., contact your dental insurance provider before your next appointment so you won’t be surprised by any unexpected fees.

Don’t Lose Your Dental Insurance Benefits: Use Them Today!

If you have dental insurance, take a year-end check of your plan, and see if you can set it to work for you. It really is a “use it or lose it” proposition. Don’t lose it.

Consult with your Applecross dentist, call us on (08) 9316 0555 or request your appointment online.

We are located at 729 Canning Hwy in Applecross WA.

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